An enterprise AI platform for credit.
Flowcast offers an enterprise-scale machine learning platform that provides a unique and effective approach to credit decisions. Our API-based solution lets financial institutions deploy ML models that turn complex data and insights into actions — without writing a single line of code.
Always improving
Flowcast's ML platform empowers risk professionals to gain the benefits of transfer learning. It rapidly analyzes complex datasets to drive more accurate and auditable risk models — uncovering intricacies of supplier and buyer behavioral dynamics.
API first
Invoke an API call in real time to get predictive results integrated into existing ERP rules engines and workflow tools. The ML platform can be deployed in public or private cloud infrastructures.
Explainable
Regulatory requirements demand explanations in human terms. The ability to explain predictive output is equally important to the accuracy of the prediction itself — explainability is a key element in AI adoption.
Validated
We require our models to perform well in real-world settings. We carefully assess out-of-sample and out-of-time sampling in our validation set and compare it against the in-time training set.
Deploy on public or private cloud — invoke in real time.
The Flowcast machine learning stack is end-to-end and fully productized. It incorporates learnings, validation, and governance — deployed in both API and private cloud environments to enable horizontal scalability.
POST /v1/decisions
{
"subject_id": "co_8c2f9",
"context": {
"industry": "wholesale",
"geography": "US",
"exposure": 250000
}
}
200 OK
{
"score": 0.83,
"band": "low_risk",
"explanations": [
{ "feature": "12m_avg_inflow", "impact": 0.21 },
{ "feature": "buyer_concentration", "impact": -0.07 }
]
}See the platform in action.
Talk to our team about a demo or a custom evaluation against your portfolio.