Modernize debt collections with machine learning.
Enable a proactive and prescriptive approach to collections — detecting and addressing risk before default.
Today’s collections is reactive — not proactive.
Lenders are reactive rather than proactive when it comes to collections, leading to costly provisions and missed opportunities for recovery.
Move upstream — from collection to prevention.
Pre-incident handling
Our solution increases client and loan savings rate because there are more re-negotiation options, and because lenders are involved earlier in the delinquency process — ahead of other creditors. Particularly helpful in extreme cases that degrade into bankruptcy or loan restructuring.
Proactive recommendation
Models are promoted for real-time prediction with prescriptive next-best actions.
Seamless workflow integration
Each account is scored with confidence levels. Scores integrate easily with the collections workflow via API.
Actionable insights
Advanced analytics support model performance and root-cause analysis.
Detect risk earlier — recover more.
Lower delinquency rates
Proactive outreach and prioritization allow lenders to detect the risk of default before it occurs — and proactively offer solutions.
Increase recovery rates
The earlier the outreach, the higher the recovery rate.